Business Insurance

Protecting your business assets.

Comprehensive insurance products and services packaged specific to your business and industry risks.

Bringing certainty to an uncertain world means dealing with the risk that is inherent in every business. The goal of our team of professional advisors is to work with our clients in order to understand their business and their goals, and to minimize their exposure to and cost of risk so that those goals may be achieved. It requires an integrated approach toward risk control, claims solutions and risk transfer, and a commitment by you and us to implement and monitor the plan, leading to new levels of business certainty.

Our Process

A sound risk management and insurance program must start with a solid foundation and understanding of your goals and our role in helping you achieve them.  Our advisors begin with a thorough analysis of a business’ exposure to risk along with an in-depth review of its current risk management program and insurance policies.  We develop a risk profile that becomes the basis for our recommendations to our client.  Through this process we review the types of insurance coverage available, deductible strategies, levels of protection, and risk management alternatives.

As our clients’ advocate in the insurance marketplace, we develop insurance programs with insurance carriers that our experience shows will provide competitive premiums and broad coverages. By going beyond insurance and focusing on risk control, safety consulting, claims management and client education, we are better able to reduce your total cost of risk through loss frequency and severity reduction, risk transfer, and, in some cases, risk avoidance.

At Vizance, we offer a fresh perspective though our vision, vitality and advice. Our process has less to do with assisting businesses in the activity of buying insurance policies and more to do with becoming a trusted advisor who is passionate about helping you protect your employees and accomplishing your goals.

Business Insurance Products

Through our partnership with national and regional insurance carriers we are able to offer a vast array of insurance products to meet the coverage needs of our clients:

  • Property
  • General Liability
  • Product Liability
  • Workers’ Compensation
  • Business Auto & Fleet
  • Excess & Umbrella Liability
  • Employment Practices Liability
  • Equipment Breakdown
  • Ocean Marine
  • Inland Marine
  • Employee Dishonesty
  • Internet Liability
  • Builders Risk
  • Professional Liability
  • Director & Officer Liability
  • Bonds
  • Aircraft
  • International Insurance
  • Flood